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Home Loans Michigan

Home Loans Michigan

Mortgage Loans Michigan

Toll Free Number: (800) 853-9385
Email Address: Ken.Van@MottoMortgage.com
Ken Van NMLS# 138720
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Congratulations! You’re ready to buy a home…

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs


Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.” This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

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MortgageQuoteMichigan.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.

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Ken Van - NMLS# 138720

(800) 853-9385

Ken.Van@MottoMortgage.com 2091 NE 36th St. #5057, Lighthouse Point, FL 33074
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